construction loans

Building one relationship at a time

Construction projects can be a long journey once you break ground. Dealing with a lender shouldn’t be. Since 2004 we’ve been providing capital for residential and commercial construction projects when timing won’t allow for any delays. Give us a call today and let’s begin building together.


To schedule a free loan consultation, please call (503) 222-4466 or e-mail

Construction Worker In Oregon

Loan features

Loan amount

$75,000 – $7,000,000

Loan to Cost

up to 85%

Loan to Value

up to 75%

Interest Rates

10% – 14%


Interest Only Monthly on Drawn Amount Only

Prepayment Penalty


Loan Term

up to 1 year

Lien Position



1% – 4%


Case by Case


Case by Case

Doc fee


Admin fee



Borrowing Entities

  • LLC’s
  • Individuals
  • Corporations
  • Partnerships
  • Spec or Custom Owner/Builder
  • Estates
  • Trusts

Types of Properties

  • Residential – SFR, Multi-Family, Fix/Flip, Cluster, ADU’s
  • Commercial – Nearly all types
  • Ground-up or Rehab/Renovation

Loan Term

  • Up to 12 months
  • Longer Terms available depending upon the project
  • Partial Lot Releases Available
  • No prepayment penalty

Draws and Inspections

  • TFG completes its own inspections when possible
  • Quick, flexible draw turnaround
  • Custom draw schedules based on project details

Specialty Lender

  • TFG makes all decisions in house…quickly
  • Can be flexible and creative unlike most traditional lenders
  • Ability to deliver custom solutions which make the most sense for each deal

Nimble approach to requests

  • TFG approves all loans in house and can make immediate decisions
  • Loan Commitments within 1 day
  • Loan Closings within 48 hours in some cases.

TFG loans are never sold or transferred and all servicing and maintenance is kept in house within our portfolio. From closing of the loan until it is paid in full, you’ll be able to deal directly with our staff for any questions.


Please note: Our loan office is located in Portland, and we primarily lend on real estate that’s located in Oregon, Washington, and Idaho.

Call us today for a free consultation


(503) 222-4466