construction loans

Building one relationship at a time

Construction projects can be a long journey once you break ground. Dealing with a lender shouldn’t be. Since 2004 we’ve been providing capital for residential and commercial construction projects when timing won’t allow for any delays. Give us a call today and let’s begin building together.


To schedule a free loan consultation, please call (254) 230-0012 (for loans in Texas) or (503) 222-4466 (for loans in Oregon and other states).

Construction Worker In Oregon

Loan features

Loan amount

$75,000 – $7,000,000

Loan to Cost

up to 85%

Loan to Value

up to 75%

Interest Rates

10% – 14%


Interest Only Monthly on Drawn Amount Only

Prepayment Penalty


Loan Term

up to 1 year

Lien Position



1% – 4%


Case by Case


Case by Case

Doc fee


Admin fee



Borrowing Entities

  • LLC’s
  • Individuals
  • Corporations
  • Partnerships
  • Spec or Custom Owner/Builder
  • Estates
  • Trusts

We also are happy to be lending partners for other professionals (such as commercial mortgage brokers, real estate agents, and business brokers) who are helping their clients find funding.

Types of Properties

  • Residential – SFR, Multi-Family, Fix/Flip, Cluster, ADU’s
  • Commercial – Nearly all types
  • Ground-up or Rehab/Renovation

Loan Term

  • Up to 12 months
  • Longer Terms available depending upon the project
  • Partial Lot Releases Available
  • No prepayment penalty

Draws and Inspections

  • TriTalent Funding Group completes its own inspections when possible
  • Quick, flexible draw turnaround
  • Custom draw schedules based on project details

Specialty Lender

  • TriTalent Funding Group makes all decisions in house…quickly
  • Can be flexible and creative unlike most traditional lenders
  • Ability to deliver custom solutions which make the most sense for each deal

Nimble approach to requests

  • TriTalent Funding Group approves all loans in house and can make immediate decisions
  • Loan Commitments within 1 day
  • Loan Closings within 7 days in some cases.

TriTalent Funding Group loans are never sold or transferred and all servicing and maintenance is kept in house within our portfolio. From closing of the loan until it is paid in full, you’ll be able to deal directly with our staff for any questions.


Please note: We have offices in Waco, Texas and Portland, Oregon. We primarily lend on real estate that’s in Texas (Austin, Dallas-Fort Worth, San Antonio, Waco, and other areas) and Oregon. We can also provide hard money loans in Idaho, Washington, California, Arizona, and Nevada.

Call us today for a free consultation

Portland Office: (503) 222-4466
Texas Office: (254) 230-0012