Hard Money Loans: A Real Estate Lending Solution
To schedule a free loan consultation, please call (254) 230-0012 (for loans in Texas) or (503) 222-4466 (for loans in Oregon and other states).
Do you need a loan for a real estate purchase or project? Do you need it ASAP, with competitive terms?
If so, you’ve found your lending solution!
At TriTalent Funding Group, we provide hard money loans, and we specialize in quick, flexible financing options. We’re often able to say “yes,” when banks and other lenders have said “no.” Or, when loans become stalled out in the approval process with a conventional lender or the SBA.
Asset-Based Hard Money Loans
We provide hard money loans based on a real estate asset (which you must own free and clear). Because the loan is secured by the real estate collateral, we’re less focused on your “creditworthiness” or income sources than other lenders might be.
Short-Term Hard Money Loans
Our hard money loans are typically short-term, usually paid off within a year. You pay interest only on the loan (not principal).
Speed Of Funding On Our Hard Money Loans
One of the most significant advantages of our hard money loans is how quickly we can provide the funds you need. SBA loans and traditional bank loans can take weeks or even months to be approved and funded, whereas we can typically provide loan approval in a few days and funding within 14 days.
Getting The Real Estate Deal Done
Time and time again, we’ve seen how this quick funding has helped facilitate real estate deals and save deals. When time is of the essence, we can come through for you!
Flexibility in Terms
As hard money lenders (using private investor capital), we can be more flexible than traditional banks.
We can tailor the terms on our hard money loans to suit your specific project, and we can often offer more creative and accommodating terms.
Unique And Unconventional Real Estate Projects
Thanks to our flexibility, we might be able to provide a hard money loan if you have a unique or unconventional real estate project or circumstances that wouldn’t fit the strict criteria of traditional lenders.
New Construction, Renovation, And Fix-And-Flip Projects
Our hard money loans are ideal for new construction, renovations, and fix-and-flip projects. We can provide quick cash to build, purchase, renovate, and flip properties.
Leverage for More Deals
Our hard money lending can also help you leverage more deals simultaneously. Because we make funding readily available, you can take on multiple projects, without being slowed down by the drawn-out process of traditional bank and lenders.
No Prepayment Penalties
Our hard money loans don’t have prepayment penalties, which means that you won’t incur any penalties for paying off your loan early, if you sell or refinance the property more quickly than you’d anticipated.
TriTalent Funding Group
Since 2004, we’ve been providing financing to real estate investors and business owners. We can loan to individuals, partnerships, LLCs, corporations, and trusts. Our loans range from $75,000 to $7 million, and we can provide loan-to-value ratios of up to 75%.
For more information or to schedule a free loan consultation, please call (254) 230-0012 (for loans in Texas) or (503) 222-4466 (for loans in Oregon and other states).
Please note that we provide hard money loans throughout Texas, including: Dallas-Fort Worth, Austin, Waco, and San Antonio. We also provide hard money loans in Oregon, Washington, California, Nevada, and Arizona.